In Case of Wallet Theft
A free public service of
The Freeman Institute
The authors of "Return To Glory: The Powerful Stirring of the Black Man

Really good information we got in our email box recently -- in case of wallet theft. Print this out...


Place the contents of your wallet on a photocopy machine, do both sides of each license, credit card, etc, you will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place. A corporate attorney sent this out to the employees in his company. We've all heard horror stories about the fraud that can be committed using your name, address, SS#, credit, etc. Unfortunately I (the author of this piece who happen to be an attorney) have first hand knowledge, because my wallet was stolen last month and within a week the thieves) ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer, received a PIN number from DMV to change my driving record information online, and more.

 But here's some critical information to limit the damage in case this happens to you or someone you know. As everyone always advises, cancel your credit cards immediately, but the key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them easily. File a police report immediately in the jurisdiction where it was stolen, this proves to credit providers you were diligent, and is a first step toward an investigation (if there ever is one). But here's what is perhaps most important: (I never ever thought to do this).

Call the three national credit reporting organizations immediately to place a fraud alert on your name and SS#. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name. The alert means any company that checks your credit knows your information was stolen and they have to contact you by phone to authorize new credit. By the time I was advised to do this, almost 2 weeks after the  theft, all the damage had been done. There are records of all the credit checks initiated by the thieves'  purchases, none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw my wallet away this weekend (someone turned it in). It seems to have stopped them in their tracks.

 The numbers are:

 Equifax: 1-800-525-6285
 Experian (formerly TRW): 1-888-397-3742
 Trans Union: 1-800-680-7289
 Social Security Administration (fraud line):  1-800-269-0271

Courtesy of The Freeman Institute

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